Grove Money

What eating out really costs

$80 a week on restaurants is an ordinary habit, not an extravagant one. Run to retirement, it is also one of the largest single line items most people never add up.

$81,538

Over 30 years, in today's money — and invested instead it would grow to $171,887.

Based on 8% growth while saving, easing to 5%, and 3% inflation, from age 35 to retirement at 65.

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These ages are an assumption, not your numbers: 35 today, retiring at 65, planning through 90. Change them in the calculator.